Achieve Financial Freedom Faster®

Spend and save smarter with Currence. Put structure to your cash flow and save before you spend. This change of direction in cash flow drives savings accumulation with upwards of 6x higher savings rates than the national average.

4.9 on App Store
Currence is not a bank. Banking Services are provided by Thread Bank; Member FDIC
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How it works

Flipping the way your cash flows = more accumulated wealth

01

The Currence platform flows income through your central account called a Reservoir.

02

The Reservoir is a better way for you to organize your income and your spending, making it easier to control your net cash flow.

03

This then creates the opportunity for you to increase wealth accumulation with smarter spending and saving choices.

Why Currence?

Maximize Your Savings and Wealth

Connected Cash Flow

Get better visibility and insights to your cash flow health when you connect all your accounts, plus competitive interest rates for faster returns than a traditional savings account. FDIC Insurance up to $3M available. 

Connected Cash Flow

Streamline cash flow management alongside a financial professional or unlock effective money management on your own.

Effortless Savings

Cultivate and integrate new income streams as savings increase, amplifying opportunities to invest in the future over time.

Connected Cash Flow

Get better visibility and insights to your cash flow health when you connect all your accounts, plus competitive interest rates for faster returns than a traditional savings account. FDIC Insurance up to $3M available.

Complete Control

Streamline cash flow management alongside a financial professional or unlock effective money management on your own.

Effortless Savings

Cultivate and integrate new income streams as savings increase, amplifying opportunities to invest in the future over time.

*Your deposits qualify for up to a maximum of $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at Thread Bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://go.thread.bank/sweepdisclosure and a list of program banks at https://go.thread.bank/programbanks. Please contact [email protected] with questions on the sweep program.
Currence establishes a solid foundation and builds confidence for your future finances.

Get Started.

By submitting this form, you agree to be invited to download and create a Currence account.