Disclosure

Currence is not a bank. Banking services are provided by Thread Bank, Member FDIC.

Your deposits qualify for up to a maximum of $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at Thread Bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://go.thread.bank/sweepdisclosure and a list of program banks at https://go.thread.bank/programbanks. You can confirm that a Program Bank is FDIC-insured by searching at https://banks.data.fdic.gov/bankfind-suite/bankfind

Please contact [email protected] with questions on the sweep program.

There is no guarantee of accumulation and free cash flow. Non-deposit investment accounts linked to Currence are not FDIC insured and FDIC insurance does not protect you against Currence’s insolvency or bankruptcy.

This material is for general informational purposes only and is not investment advice nor does it constitute an offer, recommendation or solicitation to buy or sell a particular financial instrument, or engage in any particular saving or investing strategy. It does not have regard to the specific investment objectives, financial situation, risk profile or the particular needs of any specific person who may receive this material. No representation is made that the information contained herein is accurate in all material respects, complete or up to date, nor that it has been independently verified by us. Historic performance is not indicative of future results and investors should understand that statements regarding future prospects may not be realized. Currence makes no representation that any account will or is likely to achieve profits or losses similar to those shown. All investments entail risk, including potential complete loss of principal invested. Performance of investments may vary significantly.

This material, including all opinions, estimates and other information, is subject to change without notice. The price, value of and income from any of the strategies mentioned in this material can fall as well as rise. Any market valuations contained herein are indicative values as of the time and date indicated and we do not warrant their completeness or accuracy and are subject to change without notice. We disclaim any and all liability relating to the information herein, including without limitation any express or implied representations or warranties for, statements contained in, and omissions from, the information. We are not liable for any errors or omissions in such information or for any loss or damage suffered, directly or indirectly, from the use of this information. No proposed customer or counterparty relationship is intended or implied between us and any recipient of this material. Currence does not provide investment, tax, or legal advice, and will not advise as to the investment, tax, or legal consequences of using Currence’s products and services. Any opinions offered by Currence regarding Currence’s products are not legal, tax, or investment opinions, are not statements of fact, and are not to be relied on by anyone for any purpose. All content that Currence produces or provides may contain errors and customers should not base investment decisions solely on any content Currence produces or provides. It is important that customers consult their own investment, financial, tax, and/or legal advisers with any questions they have regarding the consequences of any purchase, sale, investment, or strategy. Currence does not sell any product which is exempt from applicable taxes.