Make your money work for you.

Manage and direct spending, accumulate savings, and invest in the future—all from one platform.

Make your money work for you.

Manage and direct spending, accumulate savings, and invest in the future—all from one platform.

How it works

Currence reroutes how you spend and save, to create a more connected—and efficient—cash flow system.

What is the Reservoir?

An FDIC-insured interest bearing account with competitive returns

  • An FDIC-insured account with national bank-level security
  • An interface designed to empower choice over how you spend and save
  • A consistently competitive interest rate for faster returns than a traditional savings account
  • Makes it easy to collaborate with an advisor to better manage and plan your investments

Why Currence?

Currence establishes a solid foundation for your future finances and maximizes the impact of financial expertise.

A central destination for all your money

By centralizing finances through a single account, Currence supports better visibility and seamless collaboration between members and your financial professional.

Designed to make saving more effortless

With a high accumulation rate, the reservoir helps save more over time, and see more immediate results.

A starting point for exponential growth

Our platform makes it easy to cultivate and integrate new income streams as savings increase, amplifying opportunities to invest in the future over time.

Ready to join Currence?

The Currence platform helps individuals and financial professionals collaborate to get the most out of their partnership.

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I am working with a financial professional

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Testimonials

Using Currence has simplified and sped up my ability to save up money to use for my future investments and big purchases. I also like that it automates my savings very effectively.

Les, Member

I’ve discovered something that has created a new possibility for my cash flow management. It disconnects my consumption from my income as it rises, ultimately capturing more assets for my savings and retirement accounts that have been evaporating into my standard of living….

Jeffrey, Member

I just wanted to send a note of gratitude. I’ve implemented Currence into my new client on-boarding process, as well as introducing Currence to existing clients. In the last 3-4 months since I started utilizing Currence, I’ve noticed my conversations are more powerful. I speak with more conviction, often referring back to our cash flow work with Currence. And most importantly, I’ve already started seeing more unsolicited introductions. Thank you!

Evan, Strategist

“Currence is the perfect tool for someone that wants to build a “service” practice.  Currence is not only a tool but a mindset. It has challenged me to be more efficient and put the client in the best position to make decisions. There is no better tool in the world to provide a true service practice, and it has quickly changed my career, my clients’ careers, and increased my passion about the work we do.”

Brennan, Strategist

600%

More savings annually than the national average*

100%

Productivity increase for financial professionals

5,000+

Users who have trusted Currence with their finances

300+

Financial professionals using Currence

About Us

Created by veteran financial advisors—to solve the savings dilemma.

The national savings rate has reached all-time lows—just over 2% of disposable income—leaving consumers in a cycle of spending and inefficient saving that sets them up to fail.

After decades of watching our clients struggle, we created Currence to flip the system on its head. By putting savings first, and using accumulation rates rather than savings rates to drive growth, Currence makes it easier to save, gives people more control, and helps them achieve financial freedom faster. It’s really that simple.

Ready to take the next step?