
How it works
Currence reroutes how you spend and save, to create a more connected—and efficient—cash flow system.
What is the Reservoir?
An FDIC-insured interest bearing account with competitive returns
- An FDIC-insured account with national bank-level security
- An interface designed to empower choice over how you spend and save
- A consistently competitive interest rate for faster returns than a traditional savings account
- Makes it easy to collaborate with an advisor to better manage and plan your investments
Why Currence?
Ready to join Currence?
The Currence platform helps individuals and financial professionals collaborate to get the most out of their partnership.
About Us
Created by veteran financial advisors—to solve the savings dilemma.
The national savings rate has reached all-time lows—just over 2% of disposable income—leaving consumers in a cycle of spending and inefficient saving that sets them up to fail.
After decades of watching our clients struggle, we created Currence to flip the system on its head. By putting savings first, and using accumulation rates rather than savings rates to drive growth, Currence makes it easier to save, gives people more control, and helps them achieve financial freedom faster. It’s really that simple.