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Gain Confidence with Cash Flow Visibility
Currence is the cash flow system that helps financial advisors grow their practice and increase client savings. Unlock the Currence Certified Income Advisor (CIA) program¹ and access advisor-specific trainings, marketing content, and more.
Get CIA free for 90 days then save 20% off.
Your friend wants to introduce you to Currence!
Grow your practice as a Currence Strategist through the Certified Income Advisor (CIA) program. Access experts, get segment-specific training, enhance your brand, and earn passive income.
How it works
How Currence connects you with your clients
01
Invite your client to the Currence app
02
Client signs up and connects their bank account to Currence.
03
Walk your client through Currence, using the Cash Flow Simulator as a tool to see their potential savings growth (CIAs only)
04
See an ongoing real-time view of a client’s income and expenses, making you integral to their cash flow management.
What people are saying
“Currence is the most valuable addition I’ve added to my business and every client who’s using it would agree. The technology makes implementation seamless. The mechanics allow #cashfloworganization and insight that no other #fintech even comes close to providing. The relationship between me and my clients has never been stronger. 10/10 would recommend!!!"
Chad McMains
Valent Wealth
"Transparent Moment: When I was younger, I didn’t save cash, even though I was taught to do so. I always invested and just figured I’ll earn more. As I matured, I realized the importance of having cash available for emergencies and amazing opportunities. I’m excited to be able to offer my clients this amazing platform so you pay yourself first and no longer worry about having to remember to save."
Mia Bradford
Beyond the Busyness
"Currence has allowed us to have very positive and enjoyable conversations with our clients. We're no longer trying to find a few dollars here and there to see how we can redeploy, but it's more of a conversation of, Hey, we've saved all this money, we're sitting on all this cash. Let's deploy it in a way that makes sense to you and your family."
Ricardo Garcia
First Financial Group
"I started working with these team members (clients) about a year and a half ago. They struggled saving money at the end of each month and had a chunk of debt that caused stress levels to rise. Six months ago we then introduced Currence to be the keystone of their financial life. This is THE KEY account that unlocked the possibility to accelerate how much was being saved each month .They have gone from 15% savings to over 35%!!! This has been life changing for this couple."
Dave Houser
OWNlife.io
"It's all too easy to neglect the power of saving - unless you can visualize & personalize the potential of your money-flow. That's why the Currence is a game-changer for clients and advisors alike."
Todd Langford
Truth Concepts
Optimize client onboarding with the Currence Cash Flow Simulator
Transform the onboarding experience by helping clients visualize real income, expenses, and cash flow patterns in minutes. Built to uncover opportunities and spark actionable conversations, the Cash Flow Simulator empowers clients to see where their money is going and how to redirect it toward their goals.
What the Cash Flow Simulator can help you do:
✅ Quickly identify gaps and cash flow inefficiencies
✅ Build a hyper-personalized action plan in minutes
✅ Boost client clarity and confidence during onboarding
✅ Start planning for income, taxes, and protection sooner
The Cash Flow Simulator is available exclusively to Currence Certified Income Advisor (CIAs) plan members. Become a CIA to access the tool free for 90-days and experience how Currence transforms client onboarding, engagement, and long-term planning.
Smarter conversations start here
Give clients clarity with every calculation
Help clients visualize financial decisions with confidence using the Currence Calculators Suite. From future value to payment planning, simplify complex conversations with easy-to-use tools built for real-life advisory discussions.
Use IUM to help clients save more
Access modern money management
Automate Income Under Management™ through the Currence platform. Invite your clients to Currence, and flip the switch on the traditional cash flow process by helping your clients to save first. This change of direction in cash flow drives savings accumulation with some users saving up to 6X the national average.**
- Influence all of your clients’ income, not what’s leftover
- Create a steady stream of new resources to put to work
- Increase client confidence
CIA-exclusive trainings
Learn from experts
CIAs increase their clients’ savings while also increasing their own productivity. Join experts like our founders, David Mozeika and Vince D’Addona, and more to learn how – straight from the source!
- Specialized trainings by segment (e.g. business owners, retirees, etc.)
- Live 1:1 coaching
- Industry-led guest training
July 19-21, 2026 • Nashville, TN
INCOME UNDER MANAGEMENT ® SUMMIT
The Income Under Management Summit is a two-day experience bringing together top advisors for hands-on training, industry-leading insights, and unparalleled peer connections. This year’s theme is “Building the Perfect Financial Plan”.
Applying to be a CIA is simple.
- Completed Currence enrollment training
- Completed Currence calibration training
- Currence CIA Certification Exam – passing grade
- At least one professional financial license (Series 6, 63, 7, etc…)
- Currence subscription in good financial standing
Q&A
Frequently asked questions
Who can join the CIA program?
If you’re already a Currence Strategist, then you’re halfway there, it’s a simple upgrade through your Strategist Portal!
What does the CIA program cost?
The program costs $397/mo.
Do I have to be a CIA in order to use Currence?
You do not. However, becoming a CIA is an additional program to enhance your existing use of Currence, as well as your work as a financial advisor.
How do I join the CIA affiliate program?
Once you join the CIA program, you will be able to become a CIA affiliate as well. You will receive notification of additional terms, upon acceptance you will receive your offer link that you can share with your advisor community. Soon you will be, offsetting your cost for the program. This means the program could potentially pay for itself in just a few months!
Where can I get more information?
For more information submit an inquiry here.
*Certified Income Advisor (CIA) Plan Requirements
For any Affiliated Strategist wishing to participate in the Certified Income Advisor (“CIA”) plan, you acknowledge and agree that such Affiliated Strategists must complete an application process to qualify for the plan. This application process will include providing relevant credentials, experience, and other information required by Currence to determine eligibility for participation in the CIA plan.
Additionally, you understand and agree that once an Affiliated Strategist has been approved to join the CIA plan, they must successfully complete a periodic examination to maintain their standing within the program. This exam will test their knowledge, understanding, and adherence to the principles, methodologies, and guidelines set forth by Currence for the CIA plan.
Failure to complete the application process or to pass the required exam may result in disqualification from the CIA plan and removal from the program. If an Affiliated Strategist is disqualified or removed from the CIA plan, your Account may be reassigned to another qualified Affiliated Strategist at the discretion of Currence.
By utilizing the CIA plan, you acknowledge and agree to these conditions and the associated process for qualification and continued participation.